About Savvy Money School
With 35 years in Banking and Finance, I've managed over $100 million in banking investments and successfully leveraged my financial modelling techniques to shape it’s use.
I've applied these foundational financial principles, simply techniques, to generate millions in personal wealth for myself and my family. I have achieved financially independence, and I now choose to work on things I love.
I’ve been saddened with people not having enough money to retire, let alone retire early. There are also far too many people falling below the poverty line. I believe this is primarily due to poor money education and poor money habits.
I formed Savvy Money School to pay it forward, with a low-cost helping hand. I am excited to offer my help to you. Click the link below to start your financial independence journey.
create Your Own Tailored Solution
Get to Know Yourself
and your Partner
Do you know your current financial situation?
What do you dream doing?
Is your money strategy in harmony?
Are you are in 100% control.
Keep it simple and anyone can do it.
Plant Your Money Tree
Our secret weapon to guaranteed riches is TIME. Watch it grow !
Plant your money tree and give it time.
Check out the link below
Plan to
Reward Yourself!
You work hard for your money.
It is there to be enjoyed, and I will encourage you to look at it differently.
Do like travel, convenience, fine dining?
What are our
Money Life Stages
Are our money needs of a teenager different to that of a family or retiree?
Of course our money focus will be different, and
we need to actively plan for these changes to maximise our wealth.
Get to Know Yourself and your Partner
Do you have money Baggage?
Maybe you have inherited money attitudes from your parents or your grandparents. Maybe something like;
The Stock market is just gambling!
Property is the only sure way to make money!
Dont trust the Banks. Keep it all in cash at home!
We are never destined to be rich!
Do you and your partner
fight about Money?
Is one a saver and the other spender?
Money is there to be spent…. right?
On the other hand, how do we get ahead?
Do you know the difference between being rich and being Wealthy?
Now is the time to take action to move forward. I would be excited to help you to live your most rewarding life.
Make money work hard AND enjoy it too.
After all, you worked so very hard for it.
Savvy Money School can show you how
by teaching you what schools don't.
Plant Your Money Tree
Leverage the Magic of Time
Did you know you can potentially turn $10,000 Invested into millions with the right investment choices?
Imagine being gifted $10,000 at birth and it can make a great contribution your retirement fund with no effort! Monitor its growth over time at various return rates or return.
That forecast is with no top ups?
How quickly, or how much, would it grow with some small contributions along the way?
Different investment options have different risk profiles. I can help you understand the options, the risks the benefits and disadvantages for you to chose what is right for you.
NOTE: Compound interest is a double edge sword. The longer the wait to start investing, the less you can achieve.
As they say in the classics, the two best times to start investing is long time ago and now.
Time to take YOUR action is now!
Savvy Money School can show you how
by teaching you what schools don't.
How Do You Reward Yourself
We each have different needs
to feel rewarded or to feel rich.
Could it be one of more of the following
Convenience - We are willing to invest in;
a housekeeper
a tradesperson
a dog walker
Travel - Something special to relax and recover
Business Class travel if over 4 hours
Luxury hotels or resorts
Backpackers experience
Clothes - Do like to dress in style and feel good?
Only the best brands
Something more rugged and durable
The best shoes or watches
Food - We appreciate quality dining over "just" a meal
5 Star dining
Quality of ingredients
Experience different cuisines
Experiences -
Helicopter or Air Balloon
Spa or Massage treatment
We are all different - Are you living your dream?
Savvy Money School can show you how by teaching you what schools don't.
Which Lifestage Are You In?
Which Lifestage are you and
are your preparing for the future ones?
Student - scrimping and saving to survive the college or university period
Parties
Socialising
First Job - Enjoying your first financial freedom
Is your focus more experience oriented?
travel the world, weekly catch up with friendsMusic festivals
Family - Meet the love of your life?
Special events
Buying a house
Considering children
Last Job - Planning for retirements
No matter what stage this is essential.
It gets harder the longer you wait?
How do you want to live?
In Retirement - Woohoo.
Enjoying time your own time
Executing your financial plans
Is your life, YOUR CHOICE or SOMEONE ELSES?
It is time to take action.
Savvy Money School can show you how by teaching you what schools don't.
Frequently Asked Questions
Disclaimer
The information within Savvy Money School is shared without taking into account your objectives, financial situation or particular needs, and because of this, before acting on any information, you should consider the appropriateness of the information, having regard to your own objectives, financial situation and needs.
You should seek independent financial advice prior to acquiring or disposing of any financial product.
All securities, financial products or instruments carry risks. Past performance is not indicative of future results.
In summary, this content is general information and not specific financial or investment advice to any individual and should not be relied upon as a recommendation to buy or sell any security and should only be used for information and educational purposes only.
How can I create a personalized investment plan for my future?
I will assist you define your goals and then the types of options you will have available. You will need to determine the option best for yourself or seek professional assistance from a Financial Planner for specific products.
How can I reduce my tax liabilities while maximizing savings?
Absolutely. Whilst paying tax is a sign of making money, there are options to minimise the tax liability. I will assist in help to understand the common concepts of, income, short and long term capital gains, and negative gearing. You may need to seek professional assistance from a tax accountant for specific scenarios
How can I align my investments with my financial goals?
I can help you understand what types of investments there are, and their benefits and limitations. This will allow to make your own choice, or ask better questions to the legally qualified people allowed to advise you
What retirement plan suits my financial situation best?
In the Saving “accumulation” phase, not many things will be better than superannuation. Save as much as appropriate for your needs and your money tree will grow nicely.
What is the best approach to managing and preserving my wealth?
Time ! Oh the magic of time.
Invest in low fee and high return assets, and leave it alone. Don't chop and change.
How do I differ from a Financial Planner and a Tax Accountant?
I will be able to educate you to understand the foundational financial knowledge. This will allow to make your own choice, or ask better questions to the legally qualified people allowed to advise you
I can share experiences for you to watch out for, but I cant recommend specific products nor give personalised tax advice.
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